Unfortunately, no. Liability coverage is will only cover the damage to the property of others or injuries to anyone that you caused with your vehicle.
Auto hail damage to your vehicle is will only be covered either by a complete collision or comprehensive insurance coverage. A collision coverage policy is pretty self-explanatory – it pays for damages if your moving vehicle hits something or if another moving vehicle hits your vehicle. A comprehensive coverage policy covers virtually everything else, including fire, theft, vandalism, hail damage, wind, flood, falling or flying objects, etc. A collision caused by an animal or with an animal is also covered.
Comprehensive coverage also typically covers glass breakage even if caused by collision. This also means if your windshield is cracked or broken due to a hail stone, this damage will be covered.
Should I get full coverage or comprehensive insurance coverage?
If you live in tornado alley or anywhere hail storms are a common occurrence, then yes. In DFW, TX, where auto hail damage is almost a yearly occurrence – oftentimes more. Better yet, if you have a vehicle that you don’t want to be hail damaged or you don’t want to pay for the hail damage to be repaired, get comprehensive coverage.